With over 40 years of experience, Miles Smith are known for being a specialist insurance broker to the construction sector. 

We are therefore delighted to offer an exclusive High-Risk Liability facility placed through Lloyd's. This cements our commitment to providing our broker partners and their clients with solutions that continue to meet the ever-evolving demands of the construction industry. 



Over 40 years’ experience

Established London Market relationships

Wide range of construction and contracting trades considered

Proven track record in the placement of insurance for contractors working in high-risk industries and locations

Quick quote turnaround time

Dedicated and highly experienced claims team


Discover a new era in High-Risk Liability insurance with Miles Smith. Our latest offering is designed to cater to the distinctive needs of the construction sector. With a stellar reputation as a specialist insurance broker in the construction industry, Miles Smith stands as your go-to partner for reliable, comprehensive and tailored insurance solutions.

Benefit from our extensive industry experience, spanning over four decades. Our seasoned team brings unparalleled knowledge and insight to the table, ensuring you receive the best guidance and solutions tailored to your specific requirements.

Our track record speaks volumes. Miles Smith has consistently demonstrated excellence in placing insurance for contractors operating in high-risk industries and locations, ensuring peace of mind for both brokers and their clients.

Contact us so we can discuss where best to place your risk.

Lloyds broker_black_rgb We are proud to be a Lloyd’s Broker


We place insurance for a number of brokers working  with various construction business and building services, some of these include:

  • Any height works including but not limited to: roofers, scaffolding trades, guttering and fall arrest systems
  • Asbestos
  • Civil engineering
  • Construction
  • Demolition
  • Environmental consultants
  • Groundwork, shuttering and formwork and reinforced concrete frame contractors
  • Muck-away
  • Plant hire companies and associations
  • Rail contractors
  • Tunnelling contractors
  • Waste disposal and site remediation specialists


  • buliding_or_roads

    Employers Liability

  • people

    Public Liability

  • innovative

    Products Liability

  • danger_bag

    Pollution Liability

  • coins_pillar

    Financial Loss 


Our High-Risk Liability facility is designed to cater to a diverse range of construction and contracting trades. We offer exclusive extensions in the following areas:

  • Asbestos (Bodily Injury)
  • Asbestos (Licenced and Non-Licenced)
  • Asbestos Accidental Discovery
  • Compensation for Court Attendance
  • Contingent Motor Liability
  • Defective Premises Act 1972
  • Environmental Statutory Liability Costs


Get in touch with our Broker Relationship Management Team to find out more about our offering.