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Our SME fleet scheme takes the hassle out of your motor fleet risks. With exclusive policy wordings and the ability to write high-risk trades, our product is well suited for fleets of 5-30 vehicles.
Our in-house underwriting ensures a quick quote turnaround and combined with competitive rates, we enable you to provide an excellent service and price to your clients.
WHY MILES SMITH
Competitive rates
Fast quote turnaround time through our delegated underwriting authority
Discounts through fleet rates and NCD conversion
Ability to write high-risk trades
In-house finance available
ARRANGING FLEET COVER FOR SME BUSINESSES
As part of our SME motor fleet offering, we provide a number of exclusive benefits such as a unique suspended drivers licence clause (please refer to documentation for full wording).
We are well versed in motor fleet insurance and our specialists take the hassle out of your SME fleet risks. Under this product we can also write high-risk trades for fleets of 5-30 vehicles and are happy to provide advice and guidance in these areas.
If your risk is not suitable for our SME motor fleet scheme, we may also be able to take your risk open market where we have access and market knowledge in Lloyd’s and the London market.
Give us a call today to discuss where best to place your risk.
ALL RISKS ARE SUBJECT TO
- Drivers aged 19 and over
- Maximum vehicle weight up to 44 tons
- Minimum targeted premium of £5,000 + IPT
- Own goods & hire and reward
- Own good only
SOLUTIONS FOR
We place insurance for brokers working with various fleet vehicle types, these include:
- Cars
- Fleets of 5-30 vehicles
- NCD conversions (subject to adequate underwriting information)
- Trucks
- Vans
SME FLEET COVERS
Our specialists are experienced in arranging Motor cover for a number of industries and businesses. We have exclusive wordings and extensions as part of this product, offered on top of our standard SME Motor Fleet covers:
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Comprehensive
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Third Party, Fire and Theft
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Third Party
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Laid Up (SORN)
Direct Vision Standard – Are your clients aware of the new rules?
From 1st March 2021, all Heavy Goods Vehicles (HGVs) with a gross vehicle weight of more than 12 tonnes will require an HGV safety permit to enter or operate in Greater London.
The Direct Vision Standard (DVS) has been developed to address the high number of collisions in London involving HGVs and people walking and cycling, to eliminate all deaths and serious injuries on London’s transport network by 2041. The regulation objectively measures a driver’s direct view through the windows of an HGV cab.
Find out more here.
Miles Smith offer specialist products where other brokers fear to tread. They will always find ways to place difficult risks.
Broker Partner Survey Respondent
They have been, and will remain, my first choice in the London Market. [They provide] great service, [are] very professional and competitive.
Broker Partner Survey Respondent
Miles Smith are fighters who are aggressive in the marketplace to ensure their supporting brokers get the best available terms for their clients.
Broker Partner Survey Respondent
Excellent relationships with underwriters and always ready to assist with difficult to place risks.
Broker Partner Survey Respondent