Miles Smith works closely with the high-risk construction sector to provide a solution for you and your clients that continues to meet the demands of this specialist industry.

Our staff are experts in providing insurance for this industry and we have crafted industry recognised insurance products acceptable to all contractors and employers.

Our forte is working with high-risk and we can therefore accommodate a wide range of contractors as part of this product.



Over 40 years’ experience

Established London Market relationships

Wide range of construction and contracting trades considered

Proven track record in the placement of insurance for contractors working in high-risk industries and locations

Quick quote turnaround time

Dedicated and highly experienced claims team


We believe service is paramount. You and your client will benefit not only from our market leading product, but our diligent service from enquiry, to placement, and, if a claim arises.

As well as standard cover, we can provide Motor Insurance for construction and associated trades as well as Professional Indemnity for a complete solution.

Our schemes and facilities are usually more than suitable for this industry, but in the event they are not, we also have products designed for smaller firms under our Tradesman DUA or we can take risks to the open market, where our highly experienced broking team will endeavour to find a solution for your risk.


We place insurance for a number of brokers working  with various construction business and building services, some of these include:

  • Demolition and dismantling contractors
  • Roofing contractors (wet, dry, hot, cold and specialist)
  • Scaffolding contractors
  • Structural steel erectors
  • Rail contractors
  • Property developers and house builders
  • Plant hire companies and associations
  • Groundwork, shuttering and formwork and reinforced concrete frame contractors
  • Tunnelling contractors
  • Muck-away
  • Waste disposal and site remediation specialists
  • Environmental consultants


Standard insurance covers could leave gaps in your client’s insurance, leaving them liable when something goes wrong. Our experts are well versed in the unique risks in the construction and building industries and our products can provide the extensions to help protect your clients in this area. We can arrange a number of construction insurance classes, some of which include:

  • truck_icon_svg

    Motor Fleet

  • medkit

    Personal Accident

  • Surveyors_Professional_svg

    Professional Indemnity

  • man_width_book2


  • home_svg

    Contractors ‘All Risks’ and Plant

  • buliding_or_roads

    Non-negligence (JCT 6.5.1) cover

  • beaker

    Contractors Environmental Impairment


We’re continuing to stride forward, but with a new appearance.

We are committed to the creation of market-leading products and the longevity of our broker partner relationships and, by extension, the growth of your business. We are maintaining our specialist products, people and service but with a fresh look and identity that visually represents how we do difficult things well.

Read More

Broker Partner Survey Respondent
Miles Smith offer specialist products where other brokers fear to tread. They will always find ways to place difficult risks.

Broker Partner Survey Respondent

Broker Partner Survey Respondent
They have been, and will remain, my first choice in the London Market. [They provide] great service, [are] very professional and competitive.

Broker Partner Survey Respondent

Broker Partner Survey Respondent
Miles Smith are fighters who are aggressive in the marketplace to ensure their supporting brokers get the best available terms for their clients.

Broker Partner Survey Respondent

Broker Partner Survey Respondent
Excellent relationships with underwriters and always ready to assist with difficult to place risks.

Broker Partner Survey Respondent


Talk to Our Team

020 7977 4800